A practical budget.
A bigger opportunity.

For committed founders who want hands-on branding, website and launch preparation, explore optional SGO Launch Services, from $299. These are separate from software subscriptions and the program configuration assistance below. They are not required to start an SGO.

90% scholarship distributions · 10% maximum modeled operating capacity

SGOone, processing, salaries, payroll taxes, insurance, accounting, legal/compliance, fundraising, and administration all fit inside the modeled 10%. This is not a rule that each donation must immediately be split 90/10. Actual income, dedicated-account treatment, timing, and applicable guidance determine the legal calculation. The October 2026 proposal uses cash-basis income and paid scholarships, with spending through the following taxable year and special account-level rules for qualifying organizations. Read the proposed measurement rules.

A pricing model that grows with you — without taking a percentage of your success.

SGOone's transaction pricing is based on the number of transactions, not a percentage of donation dollars. Larger donation totals don't automatically result in proportionally larger technology fees. Fixed-dollar transaction fees may represent a smaller share of contributions depending on average donation sizes, disbursements and subscription choices; a higher fundraising total alone does not guarantee a lower fee percentage.

One calculation method: 12 months of the first-year subscription, additional users and selected add-ons, plus $1.00 per incoming donation and outgoing scholarship disbursement. Each donor makes one donation; each scholarship has one disbursement. The model allocates 90% of donations to scholarships solely to set the average disbursement, not to determine legal compliance. No cohort subsidy is assumed. The cards show every modeled SGOone charge, including the selected optional services.

The $5 million illustration approaches 99.9% remaining after modeled SGOone fees. That is a possibility under these assumptions, not a guaranteed outcome. Compared with the $675,000 illustration, it holds average gift size, average scholarship, plan, users and add-ons constant, spreading the fixed subscription cost across more contributions.

The larger your impact becomes, the smaller the relative cost of your technology can become.

Different measurements, different purposes. Remaining after SGOone fees excludes third-party payment processing, staffing and administration, legal, accounting and compliance expenses, optional services outside the modeled pricing, and other organizational costs. The 99% goal is not an unconditional guarantee. Actual percentages vary with usage, subscriptions, optional services and transaction patterns; it does not mean 99% of administrative work is automated.

Percentages use unrounded costs and are displayed to at most four decimal places. Payments remain simulated; no real money moves through the Workbench. Paid-plan availability and preliminary pricing conditions above still apply.

The federal program applies to tax years ending after December 31, 2026, in participating states with listed SGOs. State credits reduce the federal credit; the same credited contribution cannot also receive a federal charitable deduction. Unused credits may have limited carryforward treatment. Donors should review their own circumstances with a qualified adviser.